Robin Saige we check the tools AI agents call

mortgage tools

au.com.manageyourloans/mortgage-tools

Australian mortgage tools: repayment & borrowing-power calculators, guidance & enquiry capture.

— the operator's own registry description reported

Publisher au.com.manageyourloans · first seen 2026-08-12 · endpoint https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp

allow
verdict
gateway
cluster
ok_tools
answers
6
tools served

Dependency rating derived

allow — gateway — safe to depend on

Cluster gateway · distinctiveness 0.493 (moderate). Every figure is a percentile or class within the 11,094-server censussee the whole spectrum.

Reach — can an agent get to it?
answersalive_tools
latency309 ms
vs populationtypical
protocolcurrent
authopen
Use — can it use it?
tools6
vs populationmid
capabilities4
harnessA
Trust — can it rely on it?
identityfarm_member
servers on its host1
servers on its domain14
verifiabilityunassessed
duplicate inventoryno
drift events0
answers trueno primary

🔏 Signed receipt rr_6b03d6928c8c0dfd51a9e67b · ed25519 · key rs-rcpt-2026-08 — this rating is tamper-evident; an agent gets the full signature from check_server and can verify it against the published key.

Tools last seen

calculate_repayments check_costco_eligibility compare_loan_types create_enquiry estimate_borrowing_power get_rate_guidance

Harness readiness observed

Can an agent's harness pick this tool and call it correctly? Graded on the three things an agent reads — name, description, typed parameters. Band A — an agent can pick and call these reliably.

legibility checktools passingok
name is clear & specific6/6
has a description6/6
description is substantive6/6
parameters are typed6/6
parameters are described2/62/6

6 of 6 tools graded · 6 with a captured input schema. RS-008, Tier-1 — no domain knowledge, applies to any tool. “Alive” is not the same as “usable”.

Truth checks observed

Not in the Tier-2 trade lane, or not yet checked. Tier-2 re-derives a server's answers against published primary sources — see truth checks.

Protocol conformance observed

2025-06-18
protocol version
session model
1.12.4
server version Manage Your Loans

Capabilities: experimental prompts resources tools

Drift

No confirmed drift on record. Baseline set 2026-08-14; changes appear here after human review.

History observed

Every probe we made, oldest → newest (2 shown, 2026-08-12 → 2026-08-14). Green answered · amber answered-but-walled · red no useful answer. A gap in our cadence is a gap in coverage, not evidence about the server.

changelog (1 events)
datetypewhat changed
2026-08-12outcomefirst probe: ok_tools
raw probe records
probed (UTC) outcomehttpmsprotocol
2026-08-14T19:57:48Zok_tools2003092025-06-18
2026-08-12T05:33:05Zok_tools2002762025-06-18

Watch or embed this verdict

verdict badge

Operators: put the live verdict in your README — it updates with every census, links back here, and is a dated observation, never a warranty:

[![Robin Saige verdict](https://robinsaige.com/badge/au.com.manageyourloans/mortgage-tools.svg)](https://robinsaige.com/s/au.com.manageyourloans/mortgage-tools)

Depend on it? Subscribe to its change feed — outcome changes and confirmed drift, no account needed. Building on it? The full dossier as JSON — verdict, rating, truth checks, history — stable enough to gate CI on.

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